Barclaycard Maestro (DE, issued 8/2015)

Label: Maestro
Preferred Name:
Language Preference (in order of preference):
      Language: de (German)
      Language: en (English)


CVM-List:

Cardholder Verification Rule
            Rule: Enciphered PIN verified online
            Condition Code: If unattended cash
            Apply succeeding CV Rule if this CVM is unsuccessful
          Cardholder Verification Rule
            Rule: Enciphered PIN verified online
            Condition Code: If manual cash
            Fail cardholder verification if this CVM is unsuccessful
          Cardholder Verification Rule
            Rule: Enciphered PIN verification performed by ICC
            Condition Code: If terminal supports the CVM
            Apply succeeding CV Rule if this CVM is unsuccessful
          Cardholder Verification Rule
            Rule: Plaintext PIN verification performed by ICC
            Condition Code: If terminal supports the CVM
            Fail cardholder verification if this CVM is unsuccessful
          Cardholder Verification Rule
            Rule: Enciphered PIN verified online
            Condition Code: Always
            Fail cardholder verification if this CVM is unsuccessful
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CVM-Lists 8/2015

AmEx Blue (issued end of 2013)


Language Preference (in order of preference):
Language: de (German)

EMV Application
AID: a0 00 00 00 25 01 08 01 (American Express)
RID: a0 00 00 00 25 (American Express [UK])
PIX: 01 08 01

Label: AMERICAN EXPRESS
Preferred Name:

Cardholder Verification Method (CVM) List:

Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Plaintext PIN verification performed by ICC
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Signature (paper)
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: No CVM required
Condition Code: If not unattended cash and not manual cash and not purchase with cashback
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Fail CVM processing
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Fail CVM processing
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Fail CVM processing
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Fail CVM processing
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful

EMV Application
AID: a0 00 00 00 29 10 10 (Link / American Express)
RID: a0 00 00 00 29 (LINK Interchange Network Ltd [UK])
PIX: 10 10

Label: AMERICAN EXPRESS
Preferred Name:

Cardholder Verification Method (CVM) List:

Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Plaintext PIN verification performed by ICC
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Signature (paper)
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: No CVM required
Condition Code: If not unattended cash and not manual cash and not purchase with cashback
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Fail CVM processing
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Fail CVM processing
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Fail CVM processing
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Fail CVM processing
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful


HypoVereinsbank MasterCard (issued long time ago)

Language Preference (in order of preference):
Language: de (German)
Language: en (English)
Language: it (Italian)
EMV applications (1 found):

EMV Application
AID: a0 00 00 00 04 10 10 (MasterCard Credit)
RID: a0 00 00 00 04 (Mastercard International [US])
PIX: 10 10
Label: MasterCard
Preferred Name: HVB MasterCard

Cardholder Verification Method (CVM) List:

Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Signature (paper)
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: No CVM required
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful


MyWallet MasterCard-Maestro (issued summer 2015)

Language Preference (in order of preference):
Language: de (German)
Language: en (English)
EMV applications (2 found):

EMV Application
AID: a0 00 00 00 04 10 10 (MasterCard Credit)
RID: a0 00 00 00 04 (Mastercard International [US])
PIX: 10 10
Label: MasterCard
Preferred Name: MasterCard

Cardholder Verification Method (CVM) List:
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Plaintext PIN verification performed by ICC
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Signature (paper)
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: No CVM required
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful

EMV Application
AID: a0 00 00 00 04 30 60 (Maestro (Debit))
RID: a0 00 00 00 04 (Mastercard International [US])
PIX: 30 60
Label: Maestro
Preferred Name: Maestro

Cardholder Verification Method (CVM) List:
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If manual cash
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Plaintext PIN verification performed by ICC
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful

EMV CVM Lists

ING-DiBa Visa (DE, issued 8/2014)

AID: a0 00 00 00 03 10 10 (VISA Debit/Credit (Classic))
Label: Visa Credit NFC
Preferred Name:

Cardholder Verification Method (CVM) List:

Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If purchase with cashback
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Signature (paper)
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: No CVM required
Condition Code: Always
Fail cardholder verification if this CVM is unsuccessful

+ first CVM for POS is Online-PIN (mostly no signature required)
supports no Offline-PIN (bad for i.e. UK, France and some unattended vending machines/checkouts)

+ NFC-enabled (VISA PayWave)


Barclaycard Germanwings Gold MasterCard (DE, issued 7/2015)

AID: a0 00 00 00 04 10 10 (MasterCard Credit)
Label: MASTERCARD
Preferred Name: BARCLAYCARD

Cardholder Verification Method (CVM) List:

Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Signature (paper)
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: No CVM required
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful

+ supports Online-PIN, though seldomly requested
supports no Offline-PIN (bad for i.e. UK, France)
1st CVM is signature, bad for most of Europe, bad for unattended POS like self-checkouts

+ NFC-enabled (Mastercard PayPass)


Barclaycard Germanwings Gold Visa (DE, issued 7/2015)

AID: a0 00 00 00 03 10 10 (VISA Debit/Credit (Classic))
Label: VISA
Preferred Name: BARCLAYCARD

Cardholder Verification Method (CVM) List:

Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Signature (paper)
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful
Cardholder Verification Rule
Rule: Enciphered PIN verified online
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful
Cardholder Verification Rule
Rule: No CVM required
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful

+ supports Online-PIN, though seldomly requested
supports no Offline-PIN (bad for i.e. UK, France)
1st CVM is signature, bad for most of Europe, bad for unattended POS like self-checkouts

+ NFC-enabled (VISA PayWave)


AirPlus Corporate Mastercard (DE, issued 3/2014)

AID: <tba>
Label: <tba>
Preferred Name: <tba>

Cardholder Verification Method (CVM) List:

Rule: Enciphered PIN verified online
Condition Code: If unattended cash
Apply succeeding CV Rule if this CVM is unsuccessful

Rule: Plaintext PIN verification performed by ICC
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful

Rule: Enciphered PIN verified online
Condition Code: If terminal supports the CVM
Apply succeeding CV Rule if this CVM is unsuccessful

Rule: Signature (paper)
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful

Rule: No CVM required
Condition Code: If terminal supports the CVM
Fail cardholder verification if this CVM is unsuccessful

+ supports all commonly used PIN-CVMs (Online & 2 Offline)
+ Signature practically never requested

+ NFC-enabled (Mastercard PayPass)


Cards read with javaemvreader (https://github.com/sasc999/javaemvreader or https://code.google.com/p/javaemvreader/)

Feel free to submit your results and complete the list!